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Retirement planning is about preparing for life after work.

When you start planning for retirement, you want to start as early as possible so you have time to boost your super and take advantage of compounding returns over time.

A comfortable retirement means different things to different people, and will ultimately depend on your current lifestyle and future lifestyle expectations.

To begin with, you need to work out - how much you’ll need in retirement, how much you’ve saved to date and how much you’ll need to save before actually retiring.

There are online calculators you can use to help you explore how small changes in variables such as contribution rate, investment option, retirement age, and more can impact your future retirement income.

Once you’ve had a chance to think about it – talk to a financial planner who can help you assess your personal situation with the big picture in mind.

As a member of Bankstown City Unity Bank there’s plenty of help available to you including:

·         Online calculators and videos to learn more about retirement planning

·         Financial advice on investments and contributions, over the phone, free of charge

·         Fact sheets on a number of super and investment topics

·         Guidance on what to expect for your first meeting with a financial planner

·         Online appointment bookings and much more…

Call Peter Colquhoun our Senior Certified Financial Planner today! Your first appointment is FREE.

Call: 0448 470 597