page top

Open Banking

Attention: open in a new window. Print

What is Open Banking

In 2018 the Australian Government passed a legislation called the Consumer Data Right (CDR). CDR is also referred to as Open Banking and gives Australians greater control over their data, providing customers and small businesses a choice about how their financial data is shared with third parties. Open Banking will encourage competition between service providers, leading to better prices for customers and more innovative products and services.

The Bankstown City Unity Bank Open Banking Product Application Programming Interface (API) enables third parties to retrieve information about products that Bankstown City Unity Bank currently offers. Our APIs have been developed in accordance with the Consumer Data Standards and currently include the following products:

  • Transaction Accounts
  • Savings Accounts
  • Term Deposits
  • Credit Cards

 

How to Access our APIs

  • These are public APIs and do not require authentication
  • The response will be in the format defined by the Consumer Data Standards

Key Features of our APIs

  • Product Data: Products that Bankstown City Unity Bank currently offers to the market
  • Eligibility Criteria: Eligibility criteria for the product
  • Product Features: A range of features available to a specific product
  • Product Constraints: Constraints regarding the application for or operation of a product. For example, minimum balances or limit thresholds

If You are a Developer

You can access Bankstown City Unity Bank’s Product APIs below:
https://ibanking.unitybank.com.au/openbanking/cds-au/v1/banking/products?brand=B

Contact Us

For more information regarding our Product APIs or if you are experiencing any issues with the API link above, please contact us via: 

  • Email: mail@bcub.com.au
  • Phone: 1300 65 4477 between 8.00 am to 7.00 pm AEST, Monday - Friday

The Call Centre is not available on National Public Holidays, hours are subject to change on NSW Public Holidays.

For more information on the Consumer Data Right standards, click here to visit the ACCC website.