Fixed Rate
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Enjoy the certainty of knowing what your repayments are for a fixed period, whether you are looking to buy a new home or simply refinancing. Fixed rate terms available for 1, 2, 3 and 5 years. Available for Owner Occupied or Investment.
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NO monthly account keeping or service fees
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FLEXIBLE repayment option at no extra cost (Conditions apply)
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Option to split your loan between fixed and variable
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NO LMI on LVR up to 85% for first home buyers
From
2.24% pa1 Owner Occupied
Fixed rate
3.81% pa2
Comparison rate
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| Fixed Rate Home Loans |
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| Interest Rates | | Fixed Interest Rate - From | 2.24% pa | | Comparison Rate | 3.81% pa | | Features | | Minimum Amount | $30,000 | | Establishment Cost | Yes, refer to Fees and Charges Brochure for applicable fee | | Maximum Amount | 90% of the property value | | Split Option | Yes | | Interest charges | Calculated daily, charged monthly | | Early Repayment Fee | Yes, If paid out before expiry | | Redraw Facility | No | | Auto repayments salary/account | Yes |
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Credit eligibility criteria, terms and conditions, fees and charges apply.
1. Interest shown applies to a 3 year fixed P&I rate. These rates are for secured loans only. Available for new home loan, refinances from competitors, top-ups and internal product switches. Minimum amount on new home loan is $30,000.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
