Fixed Rate
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Enjoy the certainty of knowing what your repayments are for a fixed period. The Fixed Rate Home Loan is available for 1, 2, 3 and 5 years.
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No monthly account keeping or service fees
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Borrow from as little as $30,000
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Make up to $10,000 in extra repayments without penalty
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The option to split your loan between fixed and variable
From
3.94% pa Interest rate1
4.79% pa Comparison rate2
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| Fixed Rate Home Loans |
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| Interest Rates | | Fixed Interest Rate - From | 3.94% pa | | Comparison Rate | 4.79% pa | | Features | | Minimum Amount | $30,000 | | Establishment Cost | Yes, refer to Fees and Charges Brochure for applicable fee | | Maximum Amount | 90% of the property value | | Split Option | Yes | | Interest charges | Calculated daily, charged monthly | | Early Repayment Fee | Yes, If paid out before expiry | | Redraw Facility | No | | Loan Repayment Insurance Available | Yes | | Auto repayments salary/account | Yes |
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Eligibility criteria, terms and conditions, fees and charges apply. Interest rates are current as at 1/1/2019 and are subject to change without notice.
1. Only available for new home loans and refinances from competitors. These rates are for secured loans only. Minimum home loan amount $30,000. Not available for top-ups or internal product switches.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
