Fixed Rate
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Enjoy the certainty of knowing what your repayments are for a fixed period. The Fixed Rate Home Loan is available for 1, 2, 3 and 5 years.
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No monthly account keeping or service fees
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Borrow from as little as $30,000
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Make up to $10,000 in extra repayments without penalty
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The option to split your loan between fixed and variable
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Only available for new home loans and refinances from competitors
From
3.89% pa Owner Occupied
Interest rate1
4.78% pa
Comparison rate2
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| Fixed Rate Home Loans |
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| Interest Rates | | Fixed Interest Rate - From | 3.89% pa | | Comparison Rate | 4.78% pa | | Features | | Minimum Amount | $30,000 | | Establishment Cost | Yes, refer to Fees and Charges Brochure for applicable fee | | Maximum Amount | 90% of the property value | | Split Option | Yes | | Interest charges | Calculated daily, charged monthly | | Early Repayment Fee | Yes, If paid out before expiry | | Redraw Facility | No | | Loan Repayment Insurance Available | Yes | | Auto repayments salary/account | Yes |
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Eligibility criteria, terms and conditions, fees and charges apply.
1. Only available for new home loans and refinances from competitors. These rates are for secured loans only. Minimum home loan amount $30,000. Not available for top-ups or internal product switches.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
