An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly

15.22% pa Interest rate1

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Interest Rates
Variable Interest Rate15.22% pa
Minimum Amount$500 
Maximum Amount$20,000 
Loan periodContinuing credit
RepaymentsMonthly, fortnightly, weekly
Interest chargesCalculated daily, charged monthly
Annual fee / monthly feeYes 
Establishment Fee$150 
Auto repayments salary/accountYes

Credit eligibility criteria, terms and conditions, fees and charges apply.