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Helping you get into your first home

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  • Loan set up costs (valuation and legal fees) are capped to a maximum of $450* (The $450 capped fee is for one property ony).
  • Receive Free RP Data Property Reports which are invaluable in helping you determine a propertys value and ultimately what you are prepared to pay
  • We can assist you with the First Home Owners Grant making the process simple and easy
  • We can assist with a parental guarantee which can help you access the market sooner, avoid the need to pay Lenders Mortgage Insurance and reduced your loan to value ration (LVR)
  • We offer a repayment holiday on all our variable home loans, so when you’ve built up enough buffer with your funds (available redraw) from making extra repayments on your home loan, you can stop or reduce the amount of loan repayments
  • You could possibly save thousands with the recent changes to NSW state government Stamp Duty. Use our Stamp Duty calculator to find out your concessions and or exemptions in every state
  • We offer Construction Loans, designed to assist First Home Buyers building their own home. This loan allows for the periodic draw down of funds as constructions reaches certain stages
  • We offer a full range of loan options including fixed rate, basic variable and our rewards package 
  • We have a dedicated team of Home Loan Specialists who will help and guide at every stage of your property buying journey
  • All our variable home loans offer free and unlimited redraw
  • Flexibility of weekly, fortnightly or monthly loan repayments
  • Ability to make extra loan repayments

*Members will be required to meet the cost of any stamp duty and Government Fees applicable to their mortgage. The cost of these fees may vary in different States and Territories. Other fees and charges may apply and will be specified at the time the loan is approved.